Let’s Get You a New Rx Plan
If you’re not currently a client but are looking for a better prescription drug plan, we’re here to help! Watch our video below or read through Step 1 explaining your A.N.O.C. letter. Then follow Step 2 below on how to shop for and enroll in a plan through us.
Steps to Changing Your Plan
Follow the simple steps below to compare and enroll in a new Rx Plan using Medicare.gov. If you would like some help navigating the site, you can review these step-by-step instructions.
- Go to Medicare.gov and click Find Plans.
- Enter your ZIP code.
- Add your prescriptions.
- Select your pharmacies.
- Review plans (sort by Lowest drug + premium cost).
- Click Enroll on the plan you want.
- Enter your information and submit.
Please Note: The #1 Lowest-Cost Plan for you will be at the top – these plans have all been vetted by us and we recommend them frequently.
That's it! Your new plan will begin automatically on January 1. Your old plan will automatically be canceled, you do not need to do anything to cancel it. You will receive a card for your new plan in about 2-3 weeks.
Here are a few tools to shop and compare plans.
Supplemental Plan Quotes
See real-time Medicare Supplement (Medigap) rates from top insurance carriers. Compare Plan G and N side-by-side and find out if you could lower your monthly premium—without losing coverage.
Part D - PDP Quotes
Quickly compare prescription drug plans in your area. Check which plans cover your medications, estimate annual drug costs, and make sure you’re not overpaying at the pharmacy.
Frequently Asked Questions
Click on a question below and the answer to the question will show.
If I'm happy with my coverage, do I need to do anything?
No, if you’re satisfied with your coverage and haven’t received a notice that your plan is ending, you don’t need to take any action. Your plan will automatically renew for next year, and everything will continue according to the upcoming years summary of benefits. You will receive an annual notice of change outlining any plan changes.
When can I switch Medicare Prescription Drug (Part D) plans?
You can switch Part D plans during the Annual Enrollment Period (AEP), which runs from October 15 to December 7 each year. Your new plan will start on January 1 of the following year. You may also qualify for a Special Enrollment Period (SEP) in certain situations, such as moving to a new area or losing other drug coverage.
How do I switch from one Part D plan to another?
To switch, simply enroll in a new Part D plan during the applicable enrollment period. Your enrollment in the new plan will automatically disenroll you from your current Part D plan once the new plan starts. You can compare plans and enroll through our website here or by contacting the plan provider directly.
Will you help me personally change Rx plans?
We would LOVE to. Unfortunately, it is simply not economically feasible due to the government and insurance companies pushing any compensation on these plans down to zero in most cases. We would need to hire & train a 400% increase in staff to do this “free work,” which would put us out of business quickly. Following the above process we have used for years seems to be working out nicely for our clients.
What should I consider when switching Part D plans?
Consider the following when switching plans:
- Formulary: Does the plan cover your current medications?
- Costs: Compare monthly premiums, deductibles, and copayments for your prescriptions.
- Pharmacy network: Make sure your preferred pharmacy is in-network to avoid higher costs.
Primarily though, look at the total annual estimated cost. The lowest is most often the correct plan.
Can I switch plans if my medications are no longer covered by my current plan?
Yes, if your current Part D plan no longer covers your medications or increases the costs significantly, you can switch plans during the Annual Enrollment Period. You can apply for a formulary exception for the plan as well.
What happens if I don’t switch Part D plans during the Annual Enrollment Period?
If you don’t switch during the Annual Enrollment Period, you’ll be automatically re-enrolled in your current plan for the next year. Be sure to review your plan’s changes for the upcoming year to ensure it still meets your needs.
Will switching Part D plans affect my current prescriptions?
Switching plans may affect the cost and coverage of your prescriptions, as each Part D plan has its own formulary (list of covered drugs). Before switching, verify that your medications are covered under the new plan and check the costs associated with them.
What if I want to switch from a standalone Part D plan to a Medicare Advantage plan with drug coverage?
You can switch from a standalone Part D plan to a Medicare Advantage Prescription Drug (MAPD) plan during the Annual Enrollment Period. Once you enroll in the MAPD plan, it will automatically cancel your standalone Part D plan. If you would like to do this please book with us here.