Advantage to Advantage Client - AEP - Situation Page

Your Annual Notice of Change (A.N.O.C.) will be mailed to you from your insurance company. If you have not received it, call the 800 # on the back of your Advantage Plan card.

Make note of the following when reviewing your A.N.O.C.:

Check Out-of-Pocket Costs
Premiums, deductibles, copays & Max-Out-Of-Pocket changes.

Check Medication Coverage
Formulary (make sure all your meds are still covered)

If you are satisfied with your plan then you don’t need to do anything.

Your plan will automatically renew for next year.

Step 2: Update Your Medications & Pharmacy on our site.

So we are prepared for your appointment, please click “Update My Info” below and login to our enrollment system with your username and password. Once inside, you can update your medications and current pharmacies.

Helpful Links:

Not sure what your username and password is? Email us at support@medicareschool.com to request what we have on file OR just create a new account.
Download this step-by-step guide or watch these video instructions for updating your information.

Step 3: Book a Call With Our Team

Review how you can schedule an appointment with us below to explore different Advantage Plan options. We’ll help you compare plans and enroll in the coverage that fits you best for next year.

Frequently Asked Questions

Click on a question below and the answer to the question will show.

If I'm happy with my coverage, do I need to do anything?

No, if you’re satisfied with your coverage and haven’t received a notice that your plan is ending, you don’t need to take any action. Your plan will automatically renew for next year, and everything will continue according to the upcoming year’s summary of benefits. You will receive an annual notice of change outlining any plan changes.

When can I switch from one Medicare Advantage plan to another?

You can switch Medicare Advantage plans during the Annual Enrollment Period (AEP), which runs from October 15 to December 7 each year. You can also make a change during the Medicare Advantage Open Enrollment Period (OEP) from January 1 to March 31, if you are already enrolled in a Medicare Advantage plan.

Can I switch plans outside of the Annual Enrollment Period?

Yes, under certain circumstances, you may qualify for a Special Enrollment Period (SEP), which allows you to switch plans outside of the standard enrollment periods. Qualifying events include moving out of your plan’s service area, losing your current coverage, or other life events like becoming eligible for Medicaid. Please schedule an appointment with our team using the link on this page to get assistance from our team.

How do I switch from one Medicare Advantage plan to another?

To switch plans, you can enroll in a new Medicare Advantage plan during the applicable enrollment period, most commonly October 15 – December 7. Please schedule an appointment with our team using the link on this page to get assistance from our team.

What should I consider when switching from one Medicare Advantage plan to another?

Consider the following when comparing plans:

Premiums: How much are the monthly premiums?
Network: Are your preferred doctors, hospitals, and specialists in-network?
Coverage: What additional benefits does the plan offer (dental, vision, hearing, fitness)?
Drug coverage: Are your medications covered under the plan’s formulary?

Will I need to notify my current plan if I switch?

No, you do not need to notify your current plan. When you enroll in a new Medicare Advantage plan, you will be automatically disenrolled from your old plan once the new coverage starts.

Can I switch to a Medicare Advantage plan with prescription drug coverage if my current plan doesn't include it?

Yes. During an enrollment period, you can switch to a Medicare Advantage plan that includes prescription drug coverage (MAPD) if your current plan does not offer it. We will help you make sure to check that the new plan covers your medications.

What happens to my out-of-pocket maximum when I switch Medicare Advantage plans?

When you switch plans, your out-of-pocket spending resets. The out-of-pocket maximum for your current plan will not carry over to the new plan, and you’ll start fresh with the new plan’s out-of-pocket limit. If you make this switch during the annual enrollment period (most likely), it will reset on January 1, when your new plan starts.

Do I need to change my prescription drug plan if I switch Medicare Advantage plans?

If you are switching from one Medicare Advantage Prescription Drug (MAPD) plan to another, your prescription drug coverage will be included with the new plan, and you do not need to enroll in a separate Part D plan. However, make sure your new plan’s formulary covers your medications.

Do you offer plans with flex cards, Part B premium reduction, etc.?

Yes, we do offer plans that may include additional benefits such as flex cards, Part B premium reductions, or similar perks. However, it’s important to understand that these plans, while heavily advertised, are not always widely available. In many cases, you may not qualify for the benefits based on your specific circumstances, such as income or health status. Additionally, these plans may not be offered in your geographic area. It’s essential to carefully review the details and availability of these benefits in your location before making any decisions. Our team can help you explore the options and verify eligibility.

Is this not what you're looking to do?

If you want to change your Supplemental Plan or Rx Plan Only click below for our guides for each.